MOTOR CARRIER PROFILING: 

Þ Financials
Overview of the importance of financials when underwriting a motor carrier; how to obtain a company’s financial rating. 

Þ Federal Filings
The potential exposure from problematic filings and how to detect and correct them. 

Þ Safety Reports
Overview of the importance of safety statistics and details, including the use of OOS and hazmat violations, inspections and accidents. 

Þ Claims Handling
Use of Safety and Financial analysis and reports when handling a claim.

AUTOMOBILE LIABILITY TOPICS: 

Þ Regulation Of Commercial Vehicles and Identifying The Players
Description of the function of the agencies that regulate commercial vehicle operations; review and analysis of statutes and regulations that impact upon interstate and intrastate use of commercial vehicles; analysis of the role and responsibilities of motor carriers, owners, lessees and brokers; review of the paper trail. 

Þ Liability Of Motor Carriers
Analysis of the liability that is imposed upon carriers, drivers and owners by state and federal regulations; “hands-on” analysis of the meaning and effect on motor carrier liability of leases, driver applications, bills of lading, drug tests. 

Þ Insurance Policies
Review of the major insurance policy forms including Business Auto Form, Motor Carrier Form, Truckers Form and General Liability Form. 

Þ Scope of Coverage
Analysis of “who is an insured”, what is a covered auto, and what is an insurable event. 

Þ Policy Exclusions
Analysis of policy exclusions including intentional acts, pollution, employee,
co-employee and excluded drivers. 

Þ Governmental and Other Endorsements
Review of regulatory agency endorsements including MCS-90, BMC-91X, Form E, Form F and UIIE; review of other endorsements and coverages including uninsured motorist coverage, PIP, no-fault, non-trucking use, additional insured lessee and lessor endorsements. 

Þ Primary/Excess
Analysis of policy primary/excess provisions, the effect of regulatory endorsements and state statutes on primacy of coverage, and excess and umbrella forms. 

Þ Protecting The Insurer's Interest
Drafting of declination letters, drafting of reservation of rights letters, late reporting, bad faith.

CARGO/WAREHOUSE LIABILITY TOPICS :

Þ How The Trucking Industry Operates
Description of functions of common and contract carriers, brokers and freight forwarders; use of leased vehicles and drivers; description of federal and state regulations. 

Þ How To Use the Paper Trail To Determine Insured's Liability
Description of bills of lading, contracts of carriage, vehicle leases, shipping receipts, freight bills, brokerage agreements, carrier authorities and tariffs. 

Þ How Statutes and Regulations Affect Insured's Liability
Description and analysis of federal motor carrier laws and regulations, the Carmack Amendment, leasing regulations, contract carrier regulations, unregulated transportation and state laws. 

Þ Liability of Carriers and Transportation Intermediaries
Common and contract carrier liability; household goods carrier liability; warehousemen's liability; liability for delay, consequential damages and deceptive trade practices; measure of damages. 

Þ Carrier Defenses
Goods in transit; act or default of the shipper; limitation of liability; concealed damage. 

Þ Insurance Coverage
Common policy terms; refrigeration, locked truck and unattended vehicle warranties; reservation of rights; presentation of claims; declination of claims; duty to defend; late reporting; bad faith problems. 

Þ Governmental Endorsements
BMC-32 endorsements, state filings and MTMC certificates. 

Þ Warehouse Legal Liability
Common law liability; warehouse receipts and their terms and conditions; liability assumed under contract, damages; reasonable care requirements. 

Þ Third Party Logistics
Current trends in the use of outsource agencies for warehousing, distribution, consolidation and processing; liability of logistic operations.